Full Transcript is Below:
– Hi, my name is Ana Tolentino and I’m a Senior Loan Officer with The Ana Team at Main Street Home Loans. The actions and steps that I as a loan originator work hard to do is educate. I think that’s one of the biggest parts of the Hispanic community is educating them on how housing, credit, income. How it all works, and how that can lead to them buying their first home. I have several Latino clients that come to me because they’ve been told no. Or because they don’t understand loan financing. So as a mortgage loan originator I take the time to speak to them and explain their options, help them prepare. Many of my Hispanic clients may not have the best credit. They may not have credit. Because they prefer to pay things in cash. And so therefore I’m able to help them create a game plan for people. And I take the time to walk them through what that game plan is. One way that we help the Hispanic community with home buying is participating through local organizations and national organizations. One of the biggest organizations that I’ve had the pleasure of working with is NAHREP, the National Association of Real Estate Professionals. NAHREP’s goal is to even the playing field when it comes to housing in Latinos. They want Latinos to be able to have the same opportunities as every other population in regards to education, and loan products, and being able to use that as a tool to create generational wealth. Being part of NAHREP allows me to help voice concern and helps me as a collective group to build more wealth and to build more opportunities, both in financing and in many other venues for the Hispanic community. My voice matters because I’m able to help the Hispanic community create generational wealth through housing. I am fortunate enough to be able to educate them in both Spanish and English on loan financing so that they make the best decision for them in regards to housing. And have opportunities to pass onto their heirs and to themselves.